Insurance broker guides
Plain-language answers to the questions people actually ask about insurance brokers — written by a Chartered Insurance Broker (ACII) with over eight years in the industry.
What is an insurance broker?What an insurance broker actually does, how they're paid, and why using one usually beats going direct.Read the guide What does an insurance broker do?From market presentation to claims advocacy — the day-to-day work a good broker does on your behalf.Read the guide Insurance broker vs comparison siteComparison sites are built for simple risks. Here's when a broker gets you better cover for less money.Read the guide Do I need public liability insurance?What public liability covers, who actually needs it, how much cover to buy, and when a specialist broker beats a comparison site.Read the guide How much public liability insurance do I need?£1m, £2m, £5m or £10m — how to choose the right cover limit for your trade, your contracts and your worst-case claim.Read the guide Do I need employers' liability insurance?It's a legal requirement if you employ anyone in the UK. Who counts as an employee, the exemptions, and the £2,500-a-day fines.Read the guide What does professional indemnity insurance cover?Negligence, errors and omissions, defence costs — what PI actually pays for, what it doesn't, and who needs it.Read the guide Do I need cyber insurance for a small business?Small businesses are now the most common target of cyber attacks. What the cover includes and whether it's worth it for you.Read the guide How many vehicles do you need for fleet insurance?Most UK fleet policies start at two or three vehicles. When a fleet policy beats individual van or car insurance.Read the guide
Ready to talk to a real broker?
Upload your policy documents and we'll match you with a specialist — free, no obligation.