Find a specialist hotel insurance broker
Hotels combine property, guests, food, drink and events in one risk. CoverBroker matches you with a hospitality broker who places hotel insurance daily and knows which markets want your profile.
Free, no obligation — you don't pay a fee to be matched.
How we match your hotel risk
The right hotel insurance broker depends on your size, facilities and trading mix. When you submit an enquiry we ask about these, then match on the criteria below.
Size and facilities
Boutique to full-service — brokers who rate pools, gyms, spas and restaurants correctly rather than loading everything.
Buildings valuation
Hotels are often underinsured on rebuild cost. A specialist arranges valuations and day-one uplift where needed.
Food, bar and events
Restaurants, bars, weddings and conferences each carry liability and licensing exposures your broker must declare.
Interruption and seasonality
Business interruption with an indemnity period long enough to rebuild both the property and the booking base.
Your documents are safe
Upload your current hotel policy schedule, statement of fact or renewal invitation. Here is exactly how they are handled.
Secure storage
Your insurance documents are encrypted at rest and shared only with your matched broker.
GDPR-ready
UK & EU data protection. You can delete your documents at any time.
No obligation
Free to use. If the broker cannot improve on your current terms, you simply stay where you are.
Hotel insurance questions
- What does hotel insurance cover?
- A typical hotel insurance package combines buildings and contents, public and employers' liability, food and drink liability, business interruption, money and goods in trust, and often engineering cover for lifts and boilers. A specialist broker structures it around your facilities and trading mix.
- What is a hotel insurance broker?
- A hotel insurance broker specialises in hospitality risks — hotels, guest houses and serviced apartments. They access insurers that understand hotel exposures like pools, events and licensed premises, and negotiate package terms a generic commercial policy can't match.
- How is hotel insurance priced?
- On rebuild value, turnover, room count, facilities (pool, gym, restaurant, events space), claims history and location. A broker presents each factor accurately — insurers load heavily when they have to guess.
- Do I need business interruption cover for my hotel?
- Almost certainly yes — and with a realistic indemnity period. Rebuilding a hotel and regaining bookings takes far longer than most owners expect. A broker sizes the sum insured and period to your actual recovery time.
- What documents help a hotel insurance broker quote accurately?
- Your current policy schedule, statement of fact, renewal invitation and any buildings valuation. A facilities list and claims summary help too. Upload whatever you have — your matched broker will tell you if anything else is needed.
- Is the introduction and AI review free?
- Yes. The introduction to a specialist hotel insurance broker and the optional AI review of your current policy are both free. If a broker takes your enquiry forward, they may pay us a referral fee.
Looking for a related specialist? guest house insurance broker, restaurant insurance broker and event insurance broker pages.
Get a hotel insurance broker quoting on your renewal
Upload your schedule or statement of fact and we'll introduce you to a specialist hotel insurance broker — with an optional free AI review of your current cover.