Find a specialist construction insurance broker
Construction insurance is priced on your trades, your contracts and your claims history — and most generalist brokers get the detail wrong. CoverBroker matches you with a construction insurance broker who places contractors' risks daily, from liability and CAR to plant and professional indemnity.
Free, no obligation — you don't pay a fee to be matched.
How we match your construction risk
The right construction broker depends on the detail of your work. When you submit an enquiry we ask about your trades and contracts, then match on the criteria below.
Your trades and activities
Height work, heat work, demolition, groundwork — your trade mix drives which underwriters will quote, so we match you with brokers who place your trades.
Contract structure
Main contractor or subcontractor, JCT or bespoke terms — your contractual liabilities shape the cover you actually need.
Plant, tools and works
Owned and hired-in plant, contractors all risks and works in progress — matched to brokers with competitive construction markets.
Claims and risk management
Previous claims presented with context and your risk-management controls — the difference between a loaded premium and a fair one.
Your documents are safe
Upload your current liability schedule, CAR policy or renewal invitation. Here is exactly how they are handled.
Secure storage
Your insurance documents are encrypted at rest and shared only with your matched broker.
GDPR-ready
UK & EU data protection. You can delete your documents at any time.
No obligation
Free to use. If the broker cannot improve on your current terms, you simply stay where you are.
Construction insurance questions
- What insurance does a construction business need?
- Most construction businesses need public and employers' liability as a foundation, plus contractors all risks (CAR) for works in progress, plant and tools cover, and professional indemnity if you design as well as build. The right structure depends on your contracts — a specialist construction broker reads your JCT or bespoke contract terms and insures against what you're actually liable for.
- Why use a construction insurance broker instead of a generalist?
- Construction underwriting is driven by contract terms, work at height, depth of excavation, heat work and subcontractor arrangements. A generalist often gets these details wrong — which means either overpriced premiums or, worse, claims declined. A specialist construction broker presents these exposures properly to underwriters who actually want construction risks.
- Can you help with high-risk trades?
- Yes. Roofing, scaffolding, demolition, groundwork and other trades many insurers decline are exactly where specialist brokers earn their fee. Upload your details and we'll match you with a broker who places high-risk construction trades regularly.
- Is the introduction and AI review free?
- Yes. The introduction to a specialist construction insurance broker and the optional AI review of your current policy are both free. If a broker takes your enquiry forward, they may pay us a referral fee.
Looking for a different specialist class? See our fleet, professional indemnity, cyber and commercial insurance broker pages.
Get a construction broker quoting on your renewal
Upload your schedule or renewal invitation and we'll introduce you to a specialist construction insurance broker — with an optional free AI review of your current cover.