About CoverBroker
CoverBroker exists for one simple reason: most people end up with the wrong broker, and that's what makes their premium too high. Upload your insurance documents and we'll match you with a specialist broker who actually places your class of risk — wherever in the world it sits — with a free AI policy review if you want one.
What CoverBroker does
CoverBroker is a broker-matching service, not an insurer or a comparison site. Every enquiry is reviewed by an experienced broker and placed with a specialist who knows your market.
Specialist matching
Brokers specialise by risk class, premium band and territory. CoverBroker matches your enquiry against which brokers genuinely place your class of business day to day — not whoever shouts loudest.
Free AI policy review
An optional, plain-English review of your existing cover: key figures, exclusions and anything that looks out of line with the market. Free, with no obligation.
Private by default
Documents are stored in private, access-controlled storage, handled in line with GDPR principles, and only shared with the broker you're matched with. Deletion on request.
Run by a Chartered Insurance Broker
CoverBroker was founded by Ulas Govenc, a Chartered Insurance Broker (ACII) with 8+ years placing commercial and personal risks — from single tradesmen to multinational programmes — and over £1m of premium personally placed. That first-hand market knowledge of which brokers will actually go to market for a client like you is built into every match CoverBroker makes.
ACII qualified
The recognised professional standard.
8+ years in the market
Commercial and personal lines.
£1m+ premium placed
New business and renewals.
"I've placed everything from embassy buildings to a single tradesman's liability policy. The difference between a good and a bad premium is almost always the broker you're in front of. CoverBroker exists to make sure you're in front of the right one."
Chartered Insurance Broker, Founder of CoverBroker
How CoverBroker matches you
Uploading your documents is only half of it. The value is knowing which broker to put them in front of. Every enquiry is matched against criteria that apply whatever country your risk is in.
Class of business
Brokers specialise by risk class — property, liability, motor, marine, professional indemnity. Your documents are read against which brokers actually place that class day to day.
Risk profile & size
A broker great at £2k home policies isn't the one for a £20m plant. CoverBroker matches on premium band, sums insured and the complexity of your risk, not just the label on the schedule.
Territory & regulation
Insurers and brokers are licensed per country. Your enquiry is matched to brokers authorised where the risk sits — whether that's the UK, EU or further afield — including multinational placement.
Market appetite
Insurers quietly open and close their books to risk types. Knowing who's currently hungry for your class of business is what gets a real quote, not a polite decline.
Cover fit & extensions
The right broker understands the extensions and wordings your risk needs — sub-limits, territorial scope, professional fees — and negotiates them rather than accepting the default.
Service & access
You get a named broker who picks up the phone, not a call-centre queue. The match favours specialists who'll speak to you directly and go to market on your behalf.
What clients say
Real outcomes from people who came to CoverBroker looking for a better premium.
"CoverBroker found me a broker who actually understood commercial property. My renewal came in 18% lower than the quote I'd been sitting on."
"I'd been bounced between call centres for weeks. One upload here and I was speaking to a specialist who placed my cover the same week."
"The AI review flagged an exclusion my old policy had quietly added at renewal. That alone was worth using CoverBroker."
Questions, answered
The practical detail behind CoverBroker — how the AI review works, where your documents go, and which countries we can place cover in.
Put an experienced broker behind your enquiry
Upload your documents and we'll match you with a specialist broker who knows your market — with a free AI review if you want one.