About the developer
I'm Ulas, a Chartered Insurance Broker who still places real risks in the market every day. I set up CoverBroker for one simple reason: most people end up with the wrong broker, and that's what makes their premium too high. Knowing which broker genuinely specialises in which class of risk is what lets me put your enquiry in front of the right one — wherever you are.
Chartered Insurance Broker
ACII qualified — the recognised professional standard for serious insurance brokers.
8+ years in the market
Placing and renewing commercial and personal risks every day, from single tradesmen to multinational programmes.
£1m+ premium placed
Personally placed over £1m of gross premium across new business and renewals.
The right broker, not just any broker
CoverBroker isn't tied to one country or one panel. The same broking principles apply whether your risk sits in London, across Europe or further afield, and multinational placement experience means I understand cover that spans several territories. When you upload your documents, your enquiry is matched against first-hand knowledge of which brokers will actually go to market for a client like you.
"I've placed everything from embassy buildings to a single tradesman's liability policy. The difference between a good and a bad premium is almost always the broker you're in front of. CoverBroker exists to make sure you're in front of the right one."
Chartered Insurance Broker, Founder of CoverBroker
How I match you with the right broker
Uploading your documents is only half of it. The value is knowing which broker to put them in front of. Every enquiry is matched against criteria that apply whatever country your risk is in.
Class of business
Brokers specialise by risk class — property, liability, motor, marine, professional indemnity. Your documents are read against which brokers actually place that class day to day.
Risk profile & size
A broker great at £2k home policies isn't the one for a £20m plant. I match on premium band, sums insured and the complexity of your risk, not just the label on the schedule.
Territory & regulation
Insurers and brokers are licensed per country. Your enquiry is matched to brokers authorised where the risk sits — whether that's the UK, EU or further afield — including multinational placement.
Market appetite
Insurers quietly open and close their books to risk types. Knowing who's currently hungry for your class of business is what gets a real quote, not a polite decline.
Cover fit & extensions
The right broker understands the extensions and wordings your risk needs — sub-limits, territorial scope, professional fees — and negotiates them rather than accepting the default.
Service & access
You get a named broker who picks up the phone, not a call-centre queue. The match favours specialists who'll speak to you directly and go to market on your behalf.
What clients say
Real outcomes from people who came to CoverBroker looking for a better premium.
"CoverBroker found me a broker who actually understood commercial property. My renewal came in 18% lower than the quote I'd been sitting on."
"I'd been bounced between call centres for weeks. One upload here and I was speaking to a specialist who placed my cover the same week."
"The AI review flagged an exclusion my old policy had quietly added at renewal. That alone was worth using CoverBroker."
Questions, answered
The practical detail behind CoverBroker — how the AI review works, where your documents go, and which countries we can place cover in.
Put an experienced broker behind your enquiry
Upload your documents and we'll match you with a specialist broker who knows your market — with a free AI review if you want one.