Find a specialist landlord insurance broker
Landlord and property owner's cover is a specialist market — most portfolio and HMO insurers never appear on comparison sites. CoverBroker matches you with a broker who places landlord risks daily, so your renewal is negotiated properly instead of auto-renewed.
Free, no obligation — you don't pay a fee to be matched.
How we match your portfolio
The right landlord broker depends on the detail of your risk. When you submit a landlord or property owner's enquiry we ask about your number of properties, property type and annual rental income, then match on the criteria below.
Property type and portfolio
Single let, flats, terraced, semi-detached, detached or a mixed portfolio — we match you with brokers who place your property type every day.
HMO and multi-let risks
Houses in multiple occupation carry different terms and liability. We route HMO enquiries to brokers who know the specialist markets.
Claims experience
Brokers who can present your claims history properly and negotiate loadings down at renewal.
Rental income and cover fit
Loss of rent, accidental damage, property owner's liability and contents — matched to the cover your portfolio actually needs.
Your documents are safe
Upload your current landlord or property owner's schedule, statement of fact or renewal invitation. Here is exactly how they are handled.
Secure storage
Your landlord documents are encrypted at rest and shared only with your matched broker.
GDPR-ready
UK & EU data protection. You can delete your documents at any time.
No obligation
Free to use. If the broker cannot beat your premium, you simply stay where you are.
Landlord insurance questions
- What is landlord insurance?
- Landlord insurance covers residential property you rent out — buildings, contents you own, and landlord-specific risks such as loss of rent, accidental damage by tenants and property owner's liability. It is separate from standard home insurance, which is invalidated once a property is let to tenants.
- Why use a landlord insurance broker instead of a comparison site?
- Comparison sites quote a single property at standard rates. A specialist landlord broker can approach markets that handle portfolios and HMOs, negotiate on claims experience and property type, and structure a single policy across multiple properties with one renewal date and better terms for mixed portfolios.
- What documents help a landlord broker quote accurately?
- Your current landlord or property owner's schedule, statement of fact and renewal invitation. If you have a portfolio, a short list of property types (flats, terraced, HMOs) and your annual rental income helps a broker pitch the risk accurately. Upload whatever you have — your matched broker will tell you if anything else is needed.
- Can you help with HMOs and mixed portfolios?
- Yes. The matching criteria in our enquiry flow cover flats, terraced houses, semi-detached and detached properties, HMOs, mixed portfolios and commercial units. We route HMO and portfolio enquiries to brokers who place those risks daily rather than to single-property insurers.
- Is the introduction and AI review free?
- Yes. The introduction to a specialist landlord insurance broker and the optional AI review of your current policy are both free. If a broker takes your enquiry forward, they may pay us a referral fee.
Get a landlord broker quoting on your renewal
Upload your schedule or statement of fact and we'll introduce you to a specialist landlord broker — with an optional free AI review of your current cover.