Find a specialist commercial insurance broker
Business insurance is priced on the detail of your trade, turnover, premises and claims history. CoverBroker matches you with a commercial insurance broker who places your class of business daily, so your cover is negotiated properly instead of auto-renewed.
Free, no obligation — you don't pay a fee to be matched.
How we match your business risk
The right commercial broker depends on the detail of your business. When you submit an enquiry we ask about your activities, then match on the criteria below.
Your trade and premises
A manufacturer's risk is nothing like a retailer's or an office's — we match you with brokers who place your trade every day.
Turnover and wage roll
These drive your liability and interruption pricing. Accurate figures presented properly mean sharper premiums.
Claims history
Past claims don't have to mean loaded premiums — a specialist broker presents the context and remediation, not just the numbers.
Cover structure
Combined policies, separate liability towers, sub-limits and excesses — reviewed so you're not paying twice or underinsured.
Specialist cover, whatever you need
Many businesses need more than a standard combined policy. We also match specialist classes directly:
Your documents are safe
Upload your current schedule, statement of fact or renewal invitation. Here is exactly how they are handled.
Secure storage
Your insurance documents are encrypted at rest and shared only with your matched broker.
GDPR-ready
UK & EU data protection. You can delete your documents at any time.
No obligation
Free to use. If the broker cannot improve on your current terms, you simply stay where you are.
Commercial insurance questions
- What does a commercial insurance broker do?
- A commercial insurance broker arranges cover for businesses — property, liability, business interruption, motor fleet, professional indemnity and more. Unlike a direct insurer, a broker works for you: they compare underwriters, negotiate terms and present your risk properly so you get the right cover at a competitive premium.
- Why use a broker instead of going direct or using a comparison site?
- Most commercial risks are too detailed for comparison-site question sets, and many specialist underwriters don't sell direct at all. A broker who places your class of business daily knows which underwriters want your risk, how to present it, and where the competitive pressure points are — which is where better premiums and better claims outcomes come from.
- How do I know if I'm overpaying for my business insurance?
- Upload your current schedule and renewal invitation. Our optional free AI review flags gaps, duplicated cover and overpricing, and your matched broker re-quotes your risk across their markets. If they can't improve on your terms, you stay where you are — free, and no obligation.
- Is the introduction and AI review free?
- Yes. The introduction to a specialist commercial insurance broker and the optional AI review of your current policy are both free. If a broker takes your enquiry forward, they may pay us a referral fee.
Get a commercial broker quoting on your renewal
Upload your schedule or statement of fact and we'll introduce you to a specialist commercial insurance broker — with an optional free AI review of your current cover.