Find a specialist taxi insurance broker
Taxi cover is priced on licence type, drivers, vehicle and hours. CoverBroker matches you with a broker who places hire-and-reward risks daily, so your renewal is negotiated properly instead of auto-renewed.
Free, no obligation — you don't pay a fee to be matched.
How we match your taxi risk
The right taxi insurance broker depends on your licence and operation. When you submit an enquiry we ask about your hire type, drivers and claims history, then match on the criteria below.
Public or private hire
Hackney carriage, private hire, app-based or mixed — we match you with brokers who place your licence type daily.
Drivers and licensing
Brokers who size cover to your drivers' age, licence length and licensing authority, not a generic quote.
Vehicle type and usage
Saloon, MPV, wheelchair-accessible or minibus — underwriters load on vehicle and hours. The right broker presents these accurately.
No-claims and excess
Brokers who frame your no-claims history honestly and negotiate an excess you can carry at claim time.
Your documents are safe
Upload your current taxi certificate, schedule or renewal invitation. Here is exactly how they are handled.
Secure storage
Your taxi insurance documents are encrypted at rest and shared only with your matched broker.
GDPR-ready
UK & EU data protection. You can delete your documents at any time.
No obligation
Free to use. If the broker cannot improve on your current terms, you simply stay where you are.
Taxi insurance questions
- What is a taxi insurance broker?
- A taxi insurance broker specialises in placing cover for private hire and public hire vehicles — saloon cars, MPVs, wheelchair-accessible vehicles and minibus taxis. They approach the specialist taxi markets and Lloyd's syndicates that price hire-and-reward risk, which most comparison sites don't quote at all.
- Why use a taxi insurance broker instead of a comparison site?
- Taxi premiums hinge on licensing authority, public vs private hire, drivers' age and licence length, no-claims history, hours of operation and vehicle type. The specialist taxi markets largely sit off comparison sites. A broker presents your real operation to the right underwriter and negotiates the excess, named drivers and public liability that a comparison site won't.
- Do I need taxi insurance if I only drive part time?
- If you carry passengers for hire and reward, a private car policy will not respond — you need hire-and-reward taxi insurance, even part time. A broker can place cover that reflects your actual hours and usage instead of pricing you as a full-time fleet driver.
- What documents help a taxi insurance broker quote accurately?
- Your current certificate of insurance, schedule and renewal invitation. If you have them, your licensing authority details, a no-claims proof and a claims history summary help too. Upload whatever you have — your matched broker will tell you if anything else is needed.
- Is the introduction and AI review free?
- Yes. The introduction to a specialist taxi insurance broker and the optional AI review of your current policy are both free. If a broker takes your enquiry forward, they may pay us a referral fee.
Looking for a related specialist? See our fleet insurance broker page.
Get a taxi insurance broker quoting on your renewal
Upload your certificate or schedule and we'll introduce you to a specialist taxi insurance broker — with an optional free AI review of your current cover.