Find a specialist office insurance broker
Office cover should be simple — but contents values, portable equipment, cyber exposure and hybrid working trip up generic packages. CoverBroker matches you with a broker who places office risks daily.
Free, no obligation — you don't pay a fee to be matched.
How we match your office risk
The right office insurance broker depends on your premises, equipment and how your team works. When you submit an enquiry we ask about these, then match on the criteria below.
Premises arrangements
Owned, leased or serviced office — a specialist makes sure you insure only what you're responsible for.
Equipment and contents
IT, furniture and portable equipment away from the office, valued at today's replacement cost.
Liability and visitors
Public liability for client visits and employers' liability for your team — sized to how your office actually operates.
Interruption and remote work
Business interruption plus cover that follows your people when they work from home or client sites.
Your documents are safe
Upload your current office policy schedule, statement of fact or renewal invitation. Here is exactly how they are handled.
Secure storage
Your insurance documents are encrypted at rest and shared only with your matched broker.
GDPR-ready
UK & EU data protection. You can delete your documents at any time.
No obligation
Free to use. If the broker cannot improve on your current terms, you simply stay where you are.
Office insurance questions
- What does office insurance cover?
- A typical office insurance package combines contents and equipment (including laptops away from the premises), public and employers' liability, business interruption and money cover. Buildings cover is added if you own the property. A broker tailors the package to your lease and working patterns.
- Do I need office insurance if I lease my premises?
- Yes. Your landlord usually insures the building, but your contents, liability, business interruption and any tenant's improvements remain your responsibility. Your lease sets out exactly what you must insure — a broker reads it so you don't double up or leave gaps.
- Are laptops and phones covered outside the office?
- Only if your policy includes portable equipment cover away from the premises — many default packages restrict this. A specialist broker makes sure equipment follows your team wherever they work.
- Does office insurance include cyber cover?
- Some packages include a small amount, but most offices handling client data need a standalone cyber policy. Your broker can advise whether a package extension is enough or a separate policy is better value.
- What documents help an office insurance broker quote accurately?
- Your current policy schedule, statement of fact, lease (if rented) and renewal invitation. An equipment list helps too. Upload whatever you have — your matched broker will tell you if anything else is needed.
- Is the introduction and AI review free?
- Yes. The introduction to a specialist office insurance broker and the optional AI review of your current policy are both free. If a broker takes your enquiry forward, they may pay us a referral fee.
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Get an office insurance broker quoting on your renewal
Upload your schedule or statement of fact and we'll introduce you to a specialist office insurance broker — with an optional free AI review of your current cover.