Find a specialist motor trade insurance broker
Motor trade is a specialist market — most motor trade insurers never appear on comparison sites. CoverBroker matches you with a broker who writes your exact trade, whether you're a dealer, mechanic, bodyshop or part-time trader working from home.
Free, no obligation — you don't pay a fee to be matched.
How we match your motor trade risk
The right motor trade broker depends on what you do and where you do it. When you submit an enquiry we ask about your activities, premises and vehicles in custody, then match on the criteria below.
Trade activity
Sales, servicing, MOT, bodyshop, recovery or valeting — each activity opens a different set of specialist markets.
Premises or home-based
Owned, leased or no premises at all — matched to brokers who write your exact setup, including mobile and part-time traders.
Vehicles in your care
The number and value of customer or stock vehicles you hold drives the road risks and custody limits you need.
Cover fit
Road risks only, or combined with liability, tools, stock and premises — structured around how your business actually operates.
Your documents are safe
Upload your current motor trade schedule, statement of fact or renewal invitation. Here is exactly how they are handled.
Secure storage
Your motor trade documents are encrypted at rest and shared only with your matched broker.
GDPR-ready
UK & EU data protection. You can delete your documents at any time.
No obligation
Free to use. If the broker cannot beat your premium, you simply stay where you are.
Motor trade insurance questions
- What is motor trade insurance?
- Motor trade insurance covers businesses that work with or sell vehicles — dealers, mechanics, MOT stations, bodyshops, valeters and recovery operators. It typically combines road risks (driving customers' or stock vehicles) with liability cover and, if you trade from premises, cover for the buildings, tools and stock.
- Do I need motor trade insurance if I work from home?
- If you buy, sell or repair vehicles as a business — even part-time from home — you need at least road risks cover to legally drive vehicles you don't own. A specialist motor trade broker can structure a home-based or mobile policy so you're not paying for premises cover you don't need.
- Why use a motor trade insurance broker instead of a comparison site?
- Motor trade is a specialist market — most motor trade insurers do not quote on comparison sites, and the cheapest online quote often excludes the activities you actually do. A specialist broker matches your activities, premises and vehicles in custody to insurers who write that exact trade, and negotiates on claims experience.
- What documents help a motor trade broker quote accurately?
- Your current policy schedule, statement of fact, confirmed claims experience, and details of your activities, premises and the maximum value of vehicles in your care. Upload whatever you have — your matched broker will tell you if anything else is needed.
- Is the introduction and AI review free?
- Yes. The introduction to a specialist motor trade insurance broker and the optional AI review of your current policy are both free. If a broker takes your enquiry forward, they may pay us a referral fee.
Running a business fleet rather than a trade? See our fleet insurance broker page.
Get a motor trade broker quoting on your renewal
Upload your schedule or statement of fact and we'll introduce you to a specialist motor trade broker — with an optional free AI review of your current cover.